Draft — not yet reviewed by a lawyer. Do not rely on this as final terms. This is a first-pass template written from the project blueprint. Before this goes live — and especially before the Investor Program section of the site accepts any real applications or money — have a corporate/commercial lawyer in xcetra's jurisdiction of incorporation review this document, confirm the correct legal entity name and ABN/ACN once that's settled, and confirm the securities-law caveats in Section 9 are adequate.

Terms of Service

xcetra.co
Last updated: 20 August 2026

1. Who these Terms are with

These Terms of Service (“Terms”) are a contract between you and xcetra (“xcetra,” “we,” “us,” or “our”), the operator of xcetra.co and the portfolio of products described on it (each a “Venture,” collectively the “Ventures”). By accessing or using xcetra.co (the “Site”), creating an account, applying to the Investor Program, or otherwise using any service we offer through the Site (together, the “Services”), you agree to be bound by these Terms. If you don't agree, please don't use the Services.

If you're using the Services on behalf of a company or other legal entity, you confirm you have the authority to bind that entity, and “you” in these Terms refers to that entity.

2. What xcetra.co is

xcetra.co is the portfolio-level site for a group of independently branded products currently including HSEQ Manager, HIO Challenge, Agathon, and Journey Tracker, with more added over time. Each Venture is described on its own page on the Site, may run on its own domain, and may have its own separate terms of service and privacy policy governing your use of that specific product. These Terms govern your use of xcetra.co itself — the portfolio site, blog, venture directory, investor-program information pages, and (where applicable) the investor portal. Where you sign up for or use an individual Venture's product directly (for example, creating an account on hseqmanager.com), that Venture's own terms apply to that use, and you should read them separately.

3. Eligibility and accounts

You must be at least 18 years old, and capable of forming a binding contract under the law that applies to you, to use the Services. If you create an account, you're responsible for keeping your login credentials confidential and for all activity that happens under your account. Tell us promptly at admin@xcetra.co if you believe your account has been compromised.

We may decline to open, or may suspend or close, an account at our discretion, including where we reasonably believe these Terms have been breached, the account was created with false information, or we're required to do so by law.

4. Acceptable use

When using the Site, you agree not to:

• use it for any unlawful purpose, or in a way that infringes anyone else's rights;
• attempt to gain unauthorized access to any part of the Site, its admin systems, or another user's account;
• interfere with or disrupt the Site's operation (including by introducing malware, attempting denial-of-service attacks, or scraping the Site at a volume that degrades performance);
• misrepresent your identity or affiliation, or impersonate xcetra, a Venture, or another person;
• reproduce, resell, or redistribute Site content in a way not permitted by Section 6, or use automated means to extract data from the Site beyond normal, reasonable personal use;
• upload or submit content through any form, comment, or application on the Site that is defamatory, harassing, obscene, or that infringes a third party's intellectual property or privacy rights.

We may suspend access or remove content that we reasonably believe breaches this section, without it being a waiver of any other right we have.

5. The Investor Program pages are informational only

The Site includes pages describing a proposed Investor Program for the portfolio (an “Investment & Marketing Partner” structure tied to individual Ventures). These pages are provided for general information only. Nothing on the Site is, or should be read as, an offer, invitation, solicitation, or recommendation to invest, to acquire a financial product, or to enter into any binding financial arrangement. No agreement described on the Site comes into effect through your use of the Site alone; any actual investment or partner arrangement is only entered into through a separate, signed written agreement, executed outside of self-service sign-up, after any legally required checks (including identity verification) are completed.

The figures, tiers, percentages, and mechanics described on the Investor Program pages are illustrative and subject to change without notice. They do not constitute a prospectus, product disclosure statement, or other regulated offer document, and nothing on the Site should be relied on as financial, legal, or tax advice. If you're considering applying, get independent financial and legal advice first. We reserve the right to accept or decline any application at our sole discretion, and to change or withdraw the Investor Program, or any part of it, at any time.

6. Intellectual property

The Site, including its design, text, graphics, the xcetra name and logo, and the “xcetra” mark, is owned by xcetra or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view, and where a clear share function is provided, share, content from the Site for personal, non-commercial purposes. You may not otherwise copy, modify, distribute, sell, or create derivative works from the Site or its content without our prior written permission.

Each Venture's own name, logo, and product content remains the property of that Venture (or its owner) and is used on xcetra.co under arrangements between xcetra and that Venture; nothing in these Terms transfers any Venture's intellectual property to you.

If you submit content to us (for example, through a contact form, comment, or investor application), you grant xcetra a non-exclusive, royalty-free licence to use that content for the purpose it was submitted for (such as responding to your enquiry or processing your application), and you confirm you have the right to submit it.

7. Third-party links and services

The Site links to Venture domains that are separately operated products, and may link to third-party services (for example, social media platforms or payment processors). We don't control those third-party sites and aren't responsible for their content, terms, or privacy practices. Visiting a linked site is at your own risk and subject to that site's own terms.

8. Disclaimers

The Services are provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We don't warrant that the Site will be uninterrupted, error-free, or secure, or that any metrics, traction figures, or other portfolio/Venture information displayed on the Site is complete or current at any given moment.

Nothing in this section limits any consumer guarantee or other right that applies to you under law and cannot lawfully be excluded (for example, statutory consumer guarantees under the Australian Consumer Law, where applicable).

9. Limitation of liability

To the maximum extent permitted by law, xcetra, its founders, staff, and Venture partners won't be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising from or related to your use of the Site, even if we've been advised of the possibility of such damages. Where liability can't be excluded but can be limited, our total liability to you for any claim arising from the Services is limited to the greater of A$100 or the amount, if any, you've paid us directly for the specific Service giving rise to the claim in the twelve months before the claim arose.

This section doesn't limit liability that can't lawfully be limited or excluded, including liability for death or personal injury caused by our negligence, or for fraud.

10. Indemnity

You agree to indemnify and hold xcetra harmless from any claim, loss, or expense (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Services, except to the extent caused by our own breach or negligence.

11. Changes to the Services or these Terms

We may update these Terms from time to time, for example to reflect changes in our Services, the Investor Program structure, or applicable law. If we make material changes, we'll update the “Last updated” date above and, where appropriate, provide additional notice on the Site. Continued use of the Site after changes take effect means you accept the updated Terms. We may also add, change, or discontinue any part of the Site or Services at any time.

12. Termination

You may stop using the Site at any time. We may suspend or terminate your access to the Site or any account, with or without notice, if we reasonably believe you've breached these Terms or if we discontinue the relevant Service. Sections that by their nature should survive termination (including Sections 6, 8, 9, 10, and 14) will continue to apply after termination.

13. Governing law

These Terms are governed by the laws of Western Australia, Australia, without regard to conflict-of-law principles, and you submit to the non-exclusive jurisdiction of the courts of Western Australia for any dispute arising from these Terms, except where local law requires otherwise.

14. General

If any provision of these Terms is found unenforceable, the remaining provisions continue in full force. Our failure to enforce a provision isn't a waiver of it. These Terms, together with any Venture-specific or agreement-specific terms referenced above, are the entire agreement between you and xcetra regarding the Site. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

15. Contact

Questions about these Terms can be sent to:

admin@xcetra.co